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Field 5IFRS nine, bookkeeping discretion and you may provisioning behaviour around credit incidents Borrowing from the bank risk stemming regarding banks’ CRE exposures is actually mitigated of the strong collateralisation. New display from CRE funds that have high mortgage-to-value (LTV) ratios (above 80%) is relatively low with the aggregate, around 20% after 2022 (Chart step…