Compositional figure, financing origination, race/cultural intersections
Model step one off Table cuatro reports hierarchical linear modeling rates away from the brand new inequalities currently emphasized, however having standard results of neighborhood racial/ethnic structure and you can society competition/ethnic alter. Modeling similar to this assists to evolve to have clustering consequences and you may acknowledges the constant and contemporary pertinence regarding racial/ethnic segregation along the You.S. Model 2 requires this new analyses a step subsequent and you will profile trimmed interactional acting ranging from compositional evidence in addition to battle/ethnicity regarding candidates.
Table cuatro. Hierarchical linear acting prices (fundamental deviations) away from home loan origination by the people racial/ethnic constitution, compositional changes, and personal candidate characteristics (Model step 1), and trimmed correspondence acting (Design 2) out-of applicant competition and you can composition/compositional changes, 2004 and you may 2010. (altro…)